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<!DOCTYPE article PUBLIC "-//NLM//DTD JATS (Z39.96) Journal Archiving and Interchange DTD with OASIS Tables with MathML3 v1.4 20241031//EN" "https://jats.nlm.nih.gov/archiving/1.4/JATS-archive-oasis-article1-4-mathml3.dtd">
<article xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:ali="http://www.niso.org/schemas/ali/1.0/" dtd-version="1.4" article-type="research-article" xml:lang="en"><front><journal-meta><journal-title-group><journal-title xml:lang="ru">Российский внешнеэкономический вестник</journal-title></journal-title-group><issn publication-format="print">2072-8042</issn></journal-meta><article-meta><article-id pub-id-type="doi">10.64545/2072-8042-2025-8-62-70</article-id><article-categories><subj-group><subject>Other</subject></subj-group></article-categories><title-group><article-title xml:lang="ru">ИСПОЛЬЗОВАНИЕ ЦИФРОВЫХ ДЕНЕЖНЫХ СРЕДСТВ В АФРИКЕ</article-title><trans-title-group xml:lang="en"><trans-title>THE USE OF DIGITAL CURRENCY IN AFRICA</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author"><name-alternatives><name xml:lang="ru"><surname>Бабошкина</surname><given-names>Анастасия Анатольевна</given-names></name><name xml:lang="en"><surname>Baboshkina</surname><given-names>Anastasia Anatolyevna</given-names></name></name-alternatives><xref ref-type="aff" rid="aff1"/><xref ref-type="aff" rid="aff2"/><email>babo5555@yandex.ru</email></contrib><aff-alternatives id="aff1"><aff><institution xml:lang="en">MGIMO-University (Moscow, Russia)</institution></aff></aff-alternatives><aff-alternatives id="aff2"><aff><institution xml:lang="ru">МГИМО МИД России (Москва, Россия)</institution></aff></aff-alternatives></contrib-group><pub-date pub-type="epub" iso-8601-date="2025-10-17"><day>17</day><month>10</month><year>2025</year></pub-date><issue>8</issue><fpage>62</fpage><lpage>70</lpage><permissions><license xlink:href="https://creativecommons.org/licenses/by-nc/4.0/" xlink:title="CC BY-NC 4.0"><ali:license_ref>https://creativecommons.org/licenses/by-nc/4.0/</ali:license_ref><license-p xml:lang="ru">CC BY-NC 4.0</license-p></license><copyright-statement xml:lang="ru">автор статьи</copyright-statement></permissions><self-uri xlink:href="https://journal.vavt.ru/rfej/article/view/2775" xlink:title="https://journal.vavt.ru/rfej/article/view/2775">https://journal.vavt.ru/rfej/article/view/2775</self-uri><self-uri content-type="pdf" xlink:href="publication-9b048d95-eeea-461f-81a0-548c64597a2d.pdf" xlink:title="PDF"/><abstract xml:lang="ru"><p>В течение 2025 года Африка переживает важный поворотный момент в своей экономической истории. Новые технологии меняют финансовые системы по всему миру, и африканский континент не является исключением. Криптовалюта, когда-то считавшаяся далёкой от цивилизации и доступной только западным рынкам, теперь становится революцией, доступной всем. Страны Африки стали использовать эти цифровые валюты, чтобы преодолеть традиционные барьеры, повысить финансовую доступность и преобразить свою повседневную жизнь.</p></abstract><abstract xml:lang="en" abstract-type="summary"><p>By 2025, Africa is reaching a pivotal moment in its economic history. New technologies are transforming financial systems worldwide, and the African continent is no exception. Cryptocurrency, once perceived as distant from mainstream society and accessible only to Western markets, has now become a revolutionary tool accessible to all. African countries have embraced these digital currencies to overcome traditional barriers, enhance financial inclusion, and reshape daily live.</p></abstract><kwd-group xml:lang="ru"><kwd>СТРАНЫ АФРИКИ</kwd><kwd>ЦИФРОВЫЕ ДЕНЕЖНЫЕ СРЕДСТВА</kwd><kwd>КРИПТОВАЛЮТА</kwd><kwd>ЦИФРОВЫЕ СРЕДСТВА ПЛАТЕЖА</kwd><kwd>БАНКИ В АФРИКАНСКИЙ СТРАНАХ</kwd></kwd-group><kwd-group xml:lang="en"><kwd>AFRICAN COUNTRIES</kwd><kwd>DIGITAL MONEY</kwd><kwd>CRYPTOCURRENCY</kwd><kwd>DIGITAL PAYMENT METHODS</kwd><kwd>BANKS IN AFRICAN COUNTRIES</kwd></kwd-group></article-meta></front><back><ref-list><ref id="ref1"><mixed-citation publication-type="other" xml:lang="en">1. African payment trends for 2025: Transitioning to a touch-free economy. URL: https://africa.businessinsider.com/local/leaders/african-payment-trends-for-2025-transitioning-to-a-touch-free-economy/j8b3c8f.</mixed-citation></ref><ref id="ref2"><mixed-citation publication-type="other" xml:lang="en">2. 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